Wilmington Work Injury Lawyers
Obtaining Maximum Compensation for All Types of Workplace Injuries
According to the Bureau of Labor Statistics (BLS), there were more than two million non-fatal work-related injuries and illnesses in the private sector, and more than 5,000 fatal injuries in all sectors throughout the country in a single year. Clearly, employers can be doing more to keep American workers safe on the job.
These injuries cause not only physical and emotional pain, but they often prevent victims from returning to work for weeks, months, or even years. In Delaware, workers who suffer injuries or illness at work may be eligible for Workers’ Compensation benefits for lost wages and medical expenses.
What Types of Injuries are Covered by Workers’ Compensation?
Common injuries that may be covered by Workers’ Compensation in Delaware include0:
- Asbestos Exposure and Mesothelioma
- Back injuries
- Broken bones
- Carpal tunnel syndrome
- Foot and ankle injuries
- Head injuries
- Hearing loss
- Knee injuries
- Nerve damage
- Mental stress
- Post-traumatic stress disorder (PTSD)
- Repetitive stress injuries
- Respiratory diseases
- Spinal cord injuries
- Sprains and strains
- Traumatic brain injuries (TBI)
- Vision loss
While most injuries on the job are covered, Workers’ Compensation may not apply to your injuries if they occurred while you were under the influence of drugs or alcohol, violating corporate policies or procedures, or involved in a fight or altercation at the time.
How Do I File a Workers’ Compensation Claim?
In the state of Delaware, private employers are required to have Workers’ Compensation coverage for their workers. Private insurance companies generally secure this coverage, and they are responsible for reviewing individual claims and approving or denying them.
Workers’ Compensation cases are “no fault,” meaning workers can obtain coverage regardless of who is at fault for the job-related illness or injury.
If you have suffered a work injury or illness, the first step in your Workers’ Compensation claim is to report your injury to your employer. If you wait more than 90 days to do so, you risk losing your right to collect benefits. Delaware Workers’ Compensation lawyers at McCann & Wall, LLC recommend reporting your injury immediately.
What Happens After I File a Claim?
From there, your employer files a First Report of Occupational Injury or Disease with the state Office of Workers’ Compensation and notifies their insurance company. The insurance company may contact you, your employer, and your physician when investigating your claim.
If the insurance company accepts your claim, you will receive coverage for your medical expenses and lost wages. As the injured worker, in Delaware you have the right to choose your treating doctor. Office visits, hospitalizations, medications, and medical equipment are usually covered by Workers’ Compensation benefits.
If the insurance company denies your claim, you can file an appeal with the Delaware Office of Workers’ Compensation. A Delaware workplace injury lawyer can guide you through this process and ensure you are with well within the time constraints under Delaware law.
Wilmington Workers’ Compensation Lawyers at McCann & Wall, LLC Protect the Rights of Injured Workers
Whether you have a new Workers’ Compensation claim or are appealing a previous denial, Wilmington Workers’ Compensation lawyers at McCann & Wall, LLC are prepared to fight for your right to benefits for your injuries. To discuss your situation, contact us online or call 302-888-1221 to get your claim moving before it is too late.
We assist injured workers throughout the Delaware, New Jersey, and Pennsylvania, including Philadelphia, Chester County and Delaware County.