Experienced Philadelphia Car Accident Lawyers Advocate for Victims of Ride Sharing Car Accidents
Ride sharing services offered through Uber and Lyft are quickly becoming the new norm in public transportation. While the ride sharing industry is growing rapidly, so too are legal issues relating to liability when Uber or Lyft drivers are involved in a car accident. The question of who is responsible for injuries and property damage leave many victims facing tough legal battles. While Uber and Lyft advertise million-dollar liability insurance polices to protect their customers, they consider their drivers independent contractors, which can complicate the issue of liability.
The Philadelphia car accident lawyers at McCann & Wall, LLC help clients involved in Uber or Lyft car accidents claim the compensation they need to cover their injuries and damages. They are committed to holding those responsible for an accident liable for their actions and will pursue restitution from Uber, Lyft, the driver’s personal insurance company, and from third parties directly involved in the accident.
Driver Liability for Injuries and Damages
Uber and Lyft are service providers that consider their drivers to be independent contractors. Each of these companies carry their own insurance policies to cover damages and injuries, however, independent contractors are responsible for carrying private insurance policies that cover their passengers and vehicles. Since independent contractors are, in essence, operating their own business, Uber and Lyft shift accident liability onto the drivers that rely on their services to operate.
It’s easy to see how complex the legal issues can become when an accident victim attempts to claim compensation for injuries in an Uber or Lyft-related car accident. Victims need to consult with experienced car accident lawyers to ensure that their legal rights are protected and that compensation to cover medical bills is provided from those responsible for the accident.
McCann & Wall, LLC will first pursue compensation from the Uber or Lyft driver’s private insurance company. After careful investigation into the ride sharing car accident, third parties that played a part in the accident will also be held liable. In cases where a victim’s injuries exceed the limits of the liable party’s insurance coverage, compensation will be pursued from their own insurance company for the balance they are entitled to receive.
In some cases, an Uber or Lyft driver’s insurance company may refuse to pay because their client was operating their vehicle for commercial purposes at the time of the accident. When this happens, McCann & Wall, LLC is prepared to fight for their clients to claim the maximum amount of compensation available to them.
Uber and Lyft Liability
Uber and Lyft provide insurance coverage for accidents and injuries, but have very specific stipulations when determining liability. An Uber or Lyft driver that is involved in an accident when they are standing by for dispatch but do not have customers in their vehicle will need to rely on their private insurance carrier for coverage. Uber and Lyft will provide an additional $50,000 for injuries and $25,000 in property damage if they exceed the driver’s private insurance coverage.
Drivers involved in a car accident with clients in the vehicle should be covered for injuries and damages under Uber and Lyft insurance policies, however, collecting compensation in these claims can be very tricky.
Since Uber and Lyft classify their drivers as independent contractors, many of the insurance companies representing these vendors will deny liability claiming that the independent contractor’s insurance policy should cover the injuries and damages. McCann & Wall is prepared to hold Uber and Lyft liable for injuries and damages and claim the maximum compensation available for their clients.
Philadelphia Car Accident Lawyers at McCann & Wall, LLC Help Victims Injured of Ride Sharing Car Accidents
If you or someone you know has been injured or killed in a ride sharing car accident, contact a Philadelphia car accident lawyer at McCann & Wall, LLC. Call 215-569-8488 or contact us online to schedule a consultation today. We represent clients throughout Pennsylvania, including Chester County and Delaware County, as well as New Jersey and Delaware.